Terms of Use
Please read these terms before using the site.
By accessing or using rateprobability.com ("we", "us", or "the site"), you agree to be bound by these Terms of Use. If you do not agree, please do not use the site.
1. No investment advice
All content on this site is provided for informational and educational purposes only. Nothing on the site constitutes investment advice, a recommendation, or an offer to buy or sell any security, derivative, or financial instrument.
You are solely responsible for your own investment decisions. If you require advice, you should consult a qualified financial professional.
2. Site data and information
The site uses swap market data to display implied paths and probabilities for central bank policy rates. This information may:
- Be delayed, incomplete, or simplified for presentation.
- Change without notice as economic conditions evolve.
We do not guarantee the accuracy, completeness, or timeliness of any data or calculations on the site.
3. Account registration
You may create an account to access certain features of the site. By creating an account, you agree that:
- You are at least 16 years of age.
- The information you provide during registration is accurate and complete.
- You are responsible for maintaining the confidentiality of your account credentials.
- You are responsible for all activity that occurs under your account.
- You will not share, transfer, or sell access to your account to any other person.
You must notify us promptly at [email protected] if you become aware of any unauthorized use of your account.
4. Account suspension and termination
We reserve the right to suspend, limit, or terminate your account at our discretion if we reasonably believe you have:
- Violated these Terms of Use.
- Engaged in abusive, fraudulent, or harmful behaviour.
You may delete your account at any time through your account settings or by contacting us. Upon deletion, your personal information will be removed in accordance with our Privacy Policy.
5. No warranty
The site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to warranties of accuracy, reliability, fitness for a particular purpose, and non-infringement.
6. Limitation of liability
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of rateprobability.com, including but not limited to:
- Trading losses or foregone gains.
- Decisions made or actions taken based on information from the site.
- Interruptions, errors, or data inaccuracies.
7. Use of the site
You agree that you will not:
- Use the site in violation of any applicable law or regulation.
- Attempt to disrupt, overload, or reverse engineer the site or its infrastructure.
- Scrape, harvest, or systematically download data in a way that exceeds normal browser usage.
- Share, resell, or redistribute your account credentials.
- Impersonate another person or misrepresent your affiliation with any entity.
8. Intellectual property
Unless otherwise indicated, the content, design, and code of the site are protected by applicable intellectual property laws. You may view the site for personal, non-commercial use. Any other use, including reproduction, modification, redistribution, or republication of the content, may require our prior written consent.
Derived data and analysis displayed on the site (such as implied rate probabilities) are our proprietary calculations and may not be scraped, copied, or redistributed without permission.
9. Third-party links and services
The site may contain links to third-party websites or use third-party services (including Clerk for authentication). We are not responsible for the content, policies, or practices of these third parties.
10. Changes to the site and these terms
We may modify or discontinue all or part of the site at any time without notice. We may also update these Terms of Use from time to time. The revised terms will be effective when posted on this page, with an updated "Last updated" date. If we make material changes, we will notify registered users by email or through a notice on the site.
11. Governing law
These Terms of Use are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes will be subject to the exclusive jurisdiction of the courts located in Ontario, Canada.
12. Contact
If you have questions about these terms, contact us at [email protected].