Privacy Policy
How rateprobability.com handles your data.
This Privacy Policy explains how rateprobability.com ("we", "us", or "the site") collects and uses information when you visit or interact with the site. By using the site or creating an account, you agree to the practices described here.
1. Information we collect
a) Information you provide
If you create an account, we collect the information you provide during registration, such as your email address and password. Passwords are not stored in plain text; they are hashed by our authentication provider.
b) Information collected automatically
When you access the site, some information is collected automatically:
- Standard web server logs (e.g., IP address, user agent, pages visited, timestamps).
- Aggregated usage data (e.g., which pages are most popular, approximate location derived from IP).
- Information stored in cookies or local storage (e.g., your preferences such as display settings).
2. Account and authentication
Account creation and authentication are provided by Clerk (clerk.com), a third-party authentication service. When you create an account or sign in, Clerk processes your credentials and manages your session. Clerk may store your email address, hashed password, session tokens, and related account metadata on its infrastructure. Clerk's handling of your data is governed by its own privacy policy, available at https://clerk.com/legal/privacy.
3. Analytics and performance
We may use analytics tools to understand how the site is used. These tools help us see patterns in traffic, such as:
- Which pages are visited and for how long.
- Basic technical information (browser type, device type, approximate region).
- Referring pages or links that led you to the site.
Analytics products generally set cookies or similar identifiers. In jurisdictions where consent is required by law (such as the EU/EEA), these tools are only loaded after you have provided consent through an on-site consent banner.
4. Cookies, local storage, and similar technologies
The site uses cookies, local storage, and similar technologies for purposes including:
- Authentication: When you sign in, our authentication provider sets session cookies on a subdomain of rateprobability.com (e.g., clerk.rateprobability.com) to maintain your signed-in state. These cookies are essential for account functionality.
- Preferences: Remembering your display settings, dismissed banners, and other preferences.
- Analytics and advertising: Third-party analytics and advertising services may set their own cookies. In jurisdictions where consent is required by law, a consent banner is presented allowing you to accept or decline these cookies.
You can control or delete cookies in your browser settings. If you disable certain cookies, some parts of the site — including account sign-in — may not function as intended.
5. Advertising and third-party partners
We may use third-party advertising networks or monetization platforms to display ads. These services may use cookies, local storage, or other identifiers to:
- Measure the effectiveness of ads.
- Limit how often you see a particular ad.
- Serve ads that are more relevant at an aggregate or contextual level.
These third parties may collect or receive information from your browser (such as IP address, user agent, and page URLs) in order to provide their services, subject to their own privacy policies. In jurisdictions where consent is required by law, advertising tags and related cookies are only loaded after you have provided consent through a consent banner.
6. How we use information
We use the information collected to:
- Operate, maintain, and secure the site and user accounts.
- Authenticate users and manage access to site features.
- Monitor performance and reliability.
- Understand aggregate usage patterns to improve content and design.
- Detect abuse, fraud, or attempts to harm the site or its users.
7. Third-party service providers
We use the following third-party services to operate the site. Each acts as a data processor on our behalf and is governed by its own privacy policy:
- Clerk (clerk.com) — authentication, account management, and session handling.
- Google Analytics — website traffic and usage analytics.
- Journey by Mediavine — advertising and ad serving.
- Cloudflare — hosting, content delivery, and security.
8. Legal bases (where applicable)
Depending on your location, our use of your information may be based on one or more legal grounds, such as:
- Contractual necessity, where processing is required to provide your account and its associated features.
- Legitimate interests in operating and improving the site.
- Consent, where you actively agree to optional cookies or analytics/advertising tools via a consent banner.
- Compliance with legal obligations, where we must retain certain records.
9. Data retention
Account information (such as your email address and account preferences) is retained for as long as your account remains active. If you delete your account, we will remove your personal information within a reasonable period, subject to any legal obligations requiring us to retain certain records.
Server logs and analytics data are retained for a period that is reasonably necessary for the purposes described above. Third-party providers (such as analytics or advertising partners) may define their own retention periods in their respective privacy policies.
10. International access and data transfers
The site may be accessed from different countries. By using the site, you understand that information may be processed and stored in the country or countries where our servers and third-party providers are located, which may have different data protection laws than your country.
11. Your rights and controls
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you.
- Correct inaccurate personal information.
- Delete your account and associated personal data.
- Withdraw consent for optional data processing (such as analytics or advertising cookies), where a consent mechanism is provided.
You can also:
- Adjust your browser settings to block or delete cookies.
- Delete your account through your account settings or by contacting us.
To exercise any of these rights, contact us at [email protected].
12. Changes to this policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. If we make material changes that affect how we handle your personal information, we will notify registered users by email or through a notice on the site. Your continued use of the site after changes are posted means you accept the updated policy.