<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage: comparison hub -->
  <url>
    <loc>https://rateprobability.com/</loc>
    <lastmod>2026-07-05</lastmod>
  </url>

  <!-- Core pages -->
  <url>
    <loc>https://rateprobability.com/fed</loc>
    <lastmod>2026-07-05</lastmod>
  </url>
  <url>
    <loc>https://rateprobability.com/ecb</loc>
    <lastmod>2026-07-05</lastmod>
  </url>
  <url>
    <loc>https://rateprobability.com/boj</loc>
    <lastmod>2026-07-05</lastmod>
  </url>
  <url>
    <loc>https://rateprobability.com/boe</loc>
    <lastmod>2026-07-05</lastmod>
  </url>
  <url>
    <loc>https://rateprobability.com/boc</loc>
    <lastmod>2026-07-05</lastmod>
  </url>
  <url>
    <loc>https://rateprobability.com/rba</loc>
    <lastmod>2026-07-05</lastmod>
  </url>

  <!-- Pricing / upgrade page (publicly indexable, was missing) -->
  <url>
    <loc>https://rateprobability.com/pro</loc>
    <lastmod>2026-07-05</lastmod>
  </url>

  <!-- Supporting and static/legal pages -->
  <url>
    <loc>https://rateprobability.com/methodology</loc>
    <lastmod>2026-07-05</lastmod>
  </url>
  <url>
    <loc>https://rateprobability.com/faq</loc>
  </url>
  <url>
    <loc>https://rateprobability.com/about</loc>
    <lastmod>2026-07-05</lastmod>
  </url>
  <url>
    <loc>https://rateprobability.com/privacy</loc>
    <lastmod>2026-07-05</lastmod>
  </url>
  <url>
    <loc>https://rateprobability.com/terms</loc>
    <lastmod>2026-07-05</lastmod>
  </url>
  <url>
    <loc>https://rateprobability.com/contact</loc>
    <lastmod>2026-07-05</lastmod>
  </url>

  <!-- Note: /rbnz, /snb, /srb, /widget intentionally excluded: the Worker's
       PRO_PAGES gate redirects unauthenticated requests (including Googlebot)
       to /pro, so submitting these would surface as "Submitted URL redirected"
       in Search Console. Re-add if that gating behavior ever changes. -->

</urlset>
